Protect Your Treasures with Jewelry & Valuables Insurance
Comprehensive coverage for your most precious possessions in Visalia, Fresno, and the Central Valley.
What is Jewelry & Valuables Insurance?
Jewelry and valuables insurance provides specialized protection for high-value items like engagement rings, heirloom jewelry, fine art, and collectibles. Standard homeowners or renters insurance often has limited coverage for these items, leaving gaps in protection. At Modern Edge Insurance Brokers, we help clients in Visalia, Fresno, and the Central Valley secure tailored policies that safeguard their most cherished possessions.
Key Features of Jewelry & Valuables Insurance
Comprehensive Protection: Covers loss, theft, damage, and mysterious disappearance.
Worldwide Coverage: Many policies protect your valuables wherever you travel.
No Deductible Options: Choose policies with no deductible for certain items.
Custom Valuation: Coverage reflects the appraised or agreed-upon value of your items.
Flexible Policies: Add or remove items as your collection changes.
Frequently Asked Questions
Do I need jewelry and valuables insurance if I have homeowners insurance?
Standard homeowners insurance often limits coverage for valuables. Jewelry and valuables insurance ensures full protection for high-value items.
What types of items can be covered?
Items such as engagement rings, necklaces, watches, fine art, antiques, and collectibles are typically covered.
How is the value of my items determined?
Policies are based on appraised or agreed-upon values. Providing recent appraisals ensures accurate coverage.
Does this insurance cover accidental loss?
Yes, many policies cover accidental loss, such as losing a ring while traveling.
How much does jewelry and valuables insurance cost?
Costs vary based on the value of your items and the level of coverage, but premiums are generally affordable for the peace of mind they provide.
