Protect Your Off-Road Adventures with UTV, ATV & Dirt Bike Insurance

Reliable coverage for your off-road vehicles in Visalia, Fresno, and the Central Valley. Adventure worry-free with Modern Edge Insurance Brokers.

What is UTV, ATV & Dirt Bike Insurance?

Off-road vehicle insurance provides essential protection for UTVs, ATVs, and dirt bikes against accidents, theft, and damage. Whether you’re exploring trails or riding on private property, Modern Edge Insurance Brokers offers customized coverage to safeguard your investment and protect you from liability. Serving Visalia, Fresno, and the Central Valley, we ensure you’re covered on every adventure.

Key Features of UTV, ATV & Dirt Bike Insurance

  • Collision Coverage: Pays for repairs or replacement if your vehicle is damaged in an accident.

  • Comprehensive Coverage: Protects against non-collision events like theft, fire, or vandalism.

  • Liability Coverage: Covers damages or injuries you may cause to others while riding.

  • Medical Payments: Helps cover medical expenses for you and your passengers.

  • Customizable Add-Ons: Add coverage for gear, trailers, and high-performance modifications.

Frequently Asked Questions

Is UTV, ATV, or dirt bike insurance required?

While not legally required in all cases, many lenders or trails mandate insurance coverage for off-road vehicles.

What does off-road vehicle insurance cover?

It covers collision damage, theft, liability, and medical expenses, depending on your policy.

Can I bundle UTV, ATV, or dirt bike insurance with other policies?

Yes, bundling with auto or home insurance can save you money and simplify your coverage.

How much does UTV, ATV, or dirt bike insurance cost?

Costs depend on the vehicle type, usage, and coverage options. Contact us for a personalized quote.

Does insurance cover modifications?

Many policies can include custom parts and accessories; just let us know during the quote process.