Protect Your Adventures with RV & Motorhome Insurance
Tailored coverage for your home on wheels in Visalia, Fresno, and the Central Valley. Travel with confidence knowing you’re fully protected.
What is RV & Motorhome Insurance?
RV and motorhome insurance provides specialized protection for recreational vehicles, combining features of both auto and homeowners insurance. Whether you’re hitting the open road or parked at your favorite campsite, Modern Edge Insurance Brokers offers customized policies to protect your RV, belongings, and liability. Serving Visalia, Fresno, and the Central Valley, we’re here to ensure you can explore without worry.
Key Features of RV & Motorhome Insurance
Comprehensive Coverage: Protects your RV from damage caused by theft, vandalism, weather, and more.
Liability Protection: Covers injuries or property damage you may cause while operating your RV.
Personal Belongings Coverage: Safeguards your possessions inside the RV, such as furniture, electronics, and appliances.
Vacation Liability: Provides coverage if someone is injured while visiting your parked RV.
Roadside Assistance: Includes towing, flat tire service, fuel delivery, and more for peace of mind on the road.
Customizable Add-Ons: Options for full-time RVers, attached trailers, and high-value items.
Frequently Asked Questions
Is RV insurance required?
Yes, RV insurance is required if your RV is motorized (like a motorhome). For non-motorized RVs, like travel trailers, liability insurance may still be necessary depending on usage.
Does RV insurance cover my belongings inside the RV?
Yes, most policies include personal property coverage for items like furniture, electronics, and clothing.
How much does RV insurance cost?
Costs vary based on your RV’s type, value, and usage. Contact us for a personalized quote.
Can I use my RV as a full-time residence?
Yes, specialized policies are available for full-time RVers that include additional liability and property coverage.
Does RV insurance cover accidents while traveling?
Yes, RV insurance typically covers damages, liability, and injuries that occur during travel.
