Protect Your Belongings with Renters Insurance
Affordable coverage for your personal property in Visalia, Fresno, and the Central Valley. Peace of mind starts here.
What is Renters Insurance?
Renters insurance provides essential protection for your personal belongings and liability, ensuring that you’re covered in case of unexpected events like fire, theft, or accidents. Whether you’re renting an apartment in Visalia or a home in Fresno, Modern Edge Insurance Brokers offers customized renters insurance plans that fit your needs and budget.
Key Features of Renters Insurance
Personal Property Coverage: Protects your belongings, such as furniture, electronics, and clothing, from theft or damage.
Liability Protection: Covers you if someone is injured in your rental or if you accidentally cause damage to someone else’s property.
Additional Living Expenses (ALE): Pays for temporary housing if your rental becomes uninhabitable due to a covered event.
Affordable Coverage Options: Flexible plans to fit your unique needs and budget.
Frequently Asked Questions
Is renters insurance required by law?
No, renters insurance is not required by law, but many landlords require it as part of the lease agreement.
What does renters insurance cover?
It covers personal property, liability, and additional living expenses if your rental becomes uninhabitable.
How much does renters insurance cost?
Renters insurance is often very affordable, with policies starting at just a few dollars a month. Contact us for a personalized quote.
Does renters insurance cover roommates?
Generally, renters insurance only covers the policyholder and their belongings, not roommates unless specifically added to the policy.
Can I bundle renters insurance with auto insurance?
Yes, bundling your policies can save you money and simplify your coverage.
