Protect Your Business from Professional Errors and Negligence
Errors & Omissions Insurance designed for businesses in Visalia, Fresno, and the Central Valley. Safeguard your reputation and finances from costly claims.
What is Professional Liability Insurance?
Professional Liability Insurance, or Errors & Omissions (E&O) Insurance, provides crucial protection for businesses that offer professional services or advice. It covers claims of negligence, mistakes, or failure to meet contractual obligations, ensuring your finances and reputation are safeguarded.
Whether you’re a consultant, contractor, or business owner in Visalia or Fresno, this coverage is an essential layer of protection for your business.
Key Features of E&O Insurance
Negligence Claims: Protection against allegations of errors or omissions in professional services.
Missed Deadlines: Covers claims for not meeting project deadlines or deliverables.
Legal Defense Costs: Includes attorney fees, settlements, and court judgments.
Breach of Contract: Coverage for disputes arising from unmet contractual obligations.
Financial Loss Claims: Protects against claims of financial loss due to professional advice or services.
Frequently Asked Questions
Who needs Professional Liability Insurance?
Professionals who provide advice, services, or expertise—like consultants, real estate agents, and financial advisors—should consider E&O insurance.
What does E&O insurance cover?
It covers negligence, mistakes, missed deadlines, and breach of contract claims related to professional services.
Does E&O insurance cover intentional acts?
No, intentional misconduct or illegal activities are not covered.
How much does E&O insurance cost?
Pricing depends on your industry, business size, and risk exposure. Contact us for a tailored quote.
Can I combine E&O insurance with other policies?
Yes, we can bundle E&O with general liability or a Business Owners Policy (BOP) for comprehensive protection.
