Find the Right Health Insurance Plan for You
Customized health coverage for individuals and families in Visalia, Fresno, and the Central Valley.
What is Personal Health Insurance?
Personal health insurance provides essential coverage for medical expenses, including doctor visits, hospital stays, prescription medications, and preventive care. Whether you’re self-employed, between jobs, or looking for better coverage, Modern Edge Insurance Brokers offers tailored plans to meet your unique needs. Serving Visalia, Fresno, and the Central Valley, we’re here to help you navigate your options and secure affordable, reliable health coverage.
Key Features of Personal Health Insurance
Comprehensive Medical Coverage: Includes doctor visits, hospital stays, and urgent care.
Preventive Care Benefits: Covers annual check-ups, screenings, and vaccinations.
Prescription Drug Plans: Affordable access to medications you need.
Customizable Options: Choose plans with deductibles, premiums, and networks that fit your needs.
Access to Specialists: Plans that provide referrals or direct access to specialists for advanced care.
Frequently Asked Questions
Who needs personal health insurance?
Anyone without employer-provided health insurance or those seeking additional coverage can benefit from a personal health insurance plan.
What does personal health insurance cover?
Coverage includes routine care, emergency services, prescription medications, and preventive care like check-ups and screenings.
Can I get health insurance if I have pre-existing conditions?
Yes, under current laws, insurance companies cannot deny coverage for pre-existing conditions.
How much does personal health insurance cost?
Costs vary based on age, coverage, and location. Contact us for a personalized quote tailored to your needs.
What networks do your health insurance plans include?
We work with a variety of insurers to provide access to local and nationwide networks, giving you flexibility in choosing providers.
