Drive with Confidence: Reliable Auto Insurance Solutions

Protect your vehicle and your peace of mind with tailored auto insurance plans from Modern Edge Insurance Brokers. Serving Visalia, Fresno, and the Central Valley.

What is Personal Auto Insurance?

Personal auto insurance is essential for protecting you, your passengers, and your vehicle in the event of an accident or unforeseen events. At Modern Edge Insurance Brokers, we work with multiple carriers to provide customized coverage options that meet your unique needs, whether you’re commuting in Fresno or exploring Visalia. Stay protected with reliable coverage that fits your lifestyle and budget.

Key Features of Our Auto Insurance Policies

  • Liability Coverage: Protects against claims for injuries or property damage caused to others.

  • Comprehensive Coverage: Covers non-collision events like theft, vandalism, or natural disasters.

  • Collision Coverage: Pays for repairs or replacement if your vehicle is damaged in an accident.

  • Uninsured/Underinsured Motorist Coverage: Protects you from drivers with insufficient or no insurance.

  • Medical Payments: Helps cover medical expenses for you and your passengers.

Frequently Asked Questions

Is auto insurance required in California?

Yes, California law requires all drivers to carry liability insurance at minimum to cover property damage and bodily injury.

What does liability insurance cover?

Liability insurance covers damage or injuries you cause to others in an accident but does not cover your own vehicle or injuries.

Can I bundle auto insurance with other policies?

Yes, bundling with home or life insurance can save you money and simplify your coverage.

What factors affect my auto insurance premium?

Your premium is influenced by factors like your driving history, vehicle type, coverage limits, and location.

How do I get a personalized auto insurance quote?

Contact us today to compare options from multiple carriers and find the right coverage for your needs.