Protect Your Business Against Employment-Related Claims
EPLI coverage designed for businesses in Visalia, Fresno, and the Central Valley. Safeguard your company from lawsuits related to workplace practices.
What is Employment Practices Liability Insurance (EPLI)?
EPLI protects your business from claims related to workplace practices, such as discrimination, wrongful termination, harassment, and retaliation. With the growing complexity of employment laws, businesses in Visalia and Fresno face increased risks of employee lawsuits. EPLI ensures your business is financially safeguarded against these legal challenges, covering defense costs and settlements.
Key Features of EPLI Coverage
Discrimination Claims: Protection against allegations of bias based on race, gender, age, or other protected categories.
Wrongful Termination: Coverage for claims related to unfair or illegal termination practices.
Harassment Claims: Defense against accusations of workplace harassment, including sexual harassment.
Retaliation Coverage: Protection for claims of retaliation after an employee exercises their legal rights.
Legal Defense Costs: Coverage for attorney fees, court costs, and settlements.
Frequently Asked Questions
Who needs Professional Liability Insurance?
Professionals who provide advice, services, or expertise—like consultants, real estate agents, and financial advisors—should consider E&O insurance.
What does E&O insurance cover?
It covers negligence, mistakes, missed deadlines, and breach of contract claims related to professional services.
Does E&O insurance cover intentional acts?
No, intentional misconduct or illegal activities are not covered.
How much does E&O insurance cost?
Pricing depends on your industry, business size, and risk exposure. Contact us for a tailored quote.
Can I combine E&O insurance with other policies?
Yes, we can bundle E&O with general liability or a Business Owners Policy (BOP) for comprehensive protection.
