Extend Your Protection with Commercial Umbrella Insurance
Additional liability coverage for businesses in Visalia, Fresno, and the Central Valley. Safeguard your business from catastrophic financial losses.
What is Commercial Umbrella Insurance?
Commercial Umbrella Insurance provides an extra layer of liability protection when your primary policies, such as General Liability or Commercial Auto Insurance, reach their coverage limits. It’s designed to safeguard your business from significant financial losses due to large claims or lawsuits. Businesses in Visalia, Fresno, and the Central Valley rely on umbrella insurance for peace of mind and enhanced security.
Key Features of Commercial Umbrella Insurance
Excess Liability Coverage: Extends the limits of your existing liability policies.
Catastrophic Loss Protection: Protects against high-cost claims that exceed standard policy limits.
Flexible Coverage Options: Tailored to fit your business’s specific risks and exposures.
Coverage Across Policies: Works with General Liability, Commercial Auto, and Employer’s Liability policies.
Legal Defense Costs: Includes coverage for additional legal fees associated with larger claims.
Frequently Asked Questions
Who needs Commercial Umbrella Insurance?
Businesses with significant assets, high public exposure, or those in industries with elevated liability risks should consider umbrella coverage.
What does Commercial Umbrella Insurance cover?
It provides additional coverage when the limits of your primary liability policies are exceeded, including General Liability, Commercial Auto, and Employer’s Liability.
How much does Commercial Umbrella Insurance cost?
Costs depend on your industry, business size, and current liability coverage limits. Contact us for a tailored quote.
Can I purchase Commercial Umbrella Insurance without a primary policy?
No, umbrella coverage requires underlying policies like General Liability or Commercial Auto Insurance.
Does Commercial Umbrella Insurance cover all types of claims?
It covers most liability claims but excludes intentional acts and certain specialized risks.
