Protect Your Business Assets with Commercial Property Insurance
Comprehensive coverage for your property, equipment, and inventory in Visalia, Fresno, and the Central Valley.
What is Commercial Property Insurance?
Commercial property insurance protects your business's physical assets from damage or loss caused by events such as fire, theft, vandalism, or natural disasters. Whether you own a retail store in Fresno or an office in Visalia, this coverage ensures your business can recover quickly from unexpected setbacks.
Key Features of Commercial Property Insurance
Building Coverage: Protects your owned or rented building from covered damages.
Equipment and Inventory: Covers the cost of repairing or replacing business equipment and inventory.
Business Personal Property: Includes furniture, technology, and other items inside your property.
Loss of Income: Provides financial support if your property is unusable due to a covered event.
FAQs About Commercial Property Insurance
What businesses need commercial property insurance?
Any business with a physical location or valuable assets like equipment and inventory should have commercial property insurance.
What does commercial property insurance cover?
It covers buildings, equipment, inventory, and business personal property against damages caused by fire, theft, vandalism, and certain natural disasters.
What isn’t covered by commercial property insurance?
Floods, earthquakes, and normal wear and tear are typically not covered unless added as endorsements or purchased separately.
How much does commercial property insurance cost?
Costs depend on factors such as the location, size, and value of your property. Contact us for a customized quote.
Can I bundle commercial property insurance with other coverages?
Yes! Many businesses combine commercial property insurance with general liability or a Business Owners Policy (BOP) for comprehensive protection.
