Simplify Your Coverage with a Business Owners Policy (BOP)

Comprehensive insurance for small and medium-sized businesses in Visalia, Fresno, and the Central Valley. Protect your business with ease.

What is a Business Owners Policy (BOP)?

A Business Owners Policy combines essential coverages like general liability, commercial property, and business interruption insurance into one affordable package. Designed for small to medium-sized businesses in Visalia, Fresno, and the Central Valley, a BOP ensures you’re protected from common risks while saving you time and money.

Key Features of a Business Owners Policy (BOP)

  • General Liability: Covers claims of bodily injury or property damage related to your business operations.

  • Commercial Property: Protects your business’s physical assets, including buildings, equipment, and inventory.

  • Business Interruption: Provides financial support if your operations are temporarily halted due to a covered event.

  • Optional Add-Ons: Customize your policy with additional coverage options like cyber liability or equipment breakdown.

FAQs About Business Owners Policies

Who is eligible for a BOP?

Small to medium-sized businesses in industries like retail, restaurants, offices, or service providers in Visalia, Fresno, and surrounding areas are typically eligible for a BOP.

What’s not covered by a BOP?

A BOP usually doesn’t include workers’ compensation, professional liability, or coverage for company vehicles. These can be purchased separately.

How much does a BOP cost?

Pricing depends on factors such as your industry, business size, and location. Contact us for a tailored quote.

Can I customize my BOP?

Yes, we work with you to add optional coverages based on your business’s specific needs.

How do I get started with a BOP?

Call us at (559) 713-6120 or complete our online form to receive a personalized quote for your business in Visalia or Fresno.