Protect Your Boat and Your Adventures
Comprehensive boat insurance for Visalia, Fresno, and the Central Valley. Stay safe on the water with Modern Edge Insurance Brokers.
What is Boat Insurance?
Boat insurance provides protection for your watercraft, passengers, and liability while you’re on the water. Whether you own a motorboat, sailboat, or personal watercraft, Modern Edge Insurance Brokers offers customized policies to ensure your adventures are covered. Serving Visalia, Fresno, and the Central Valley, we’re here to help you navigate your insurance needs.
Key Features of Boat Insurance
Physical Damage Coverage: Protects your boat, motor, and trailer from damages due to collisions, theft, or vandalism.
Liability Coverage: Covers expenses if you’re responsible for injuries or property damage while on the water.
Medical Payments: Pays for medical expenses for you and your passengers in case of an accident.
Uninsured Boater Coverage: Protects you from damages caused by uninsured or underinsured boaters.
Customizable Add-Ons: Options for fishing gear, personal belongings, towing, and fuel spill liability.
Frequently Asked Questions
Is boat insurance required?
While not always legally required, marinas or lenders may mandate boat insurance, and it’s essential for protecting your investment.
What types of boats are covered?
We provide coverage for a wide range of watercraft, including motorboats, sailboats, fishing boats, and personal watercraft like jet skis.
Does boat insurance cover accidents off the water?
Yes, many policies include coverage for damages occurring during transportation or storage.
How much does boat insurance cost?
Costs depend on factors such as boat type, usage, and coverage options. Contact us for a personalized quote.
Can I bundle boat insurance with other policies?
Yes, bundling with home, auto, or other policies can save you money and simplify your insurance.
