Plan for a Secure Retirement with Annuities
Guaranteed income for your future, tailored for clients in Visalia, Fresno, and the Central Valley.
What is an Annuity?
An annuity is a financial product designed to provide guaranteed income during retirement. Whether you’re looking to grow your savings, protect your investments, or secure a steady income stream, annuities can be customized to meet your financial goals. At Modern Edge Insurance Brokers, we help clients in Visalia, Fresno, and the Central Valley navigate their options and plan for a secure and worry-free retirement.
Key Features of Annuities
Guaranteed Income: Receive regular payments for a specified period or for life.
Tax-Deferred Growth: Grow your investments without paying taxes on earnings until you withdraw.
Customizable Options: Choose from fixed, variable, or indexed annuities to match your financial goals.
Protection for Loved Ones: Many annuities include death benefits to ensure your family is cared for.
Lifetime Financial Security: Eliminate the risk of outliving your savings with lifetime income options.
Frequently Asked Questions
What are the different types of annuities?
Fixed Annuities: Provide predictable, guaranteed returns.
Variable Annuities: Offer growth potential tied to market performance.
Indexed Annuities: Combine guaranteed returns with market index performance.
Who should consider an annuity?
Anyone looking for a reliable income stream during retirement, especially those concerned about outliving their savings.
Are annuities safe?
Yes, annuities are generally low-risk investments. Fixed annuities, in particular, offer guaranteed returns backed by the issuing insurance company.
When should I buy an annuity?
Annuities can be purchased at any time but are most beneficial when you’re planning for retirement and seeking steady income.
How much does an annuity cost?
Costs vary based on the type of annuity, premium amount, and additional features. Contact us for a detailed breakdown.
